If you have expensive possessions, be sure to check your policy to make sure they are covered. Running a business from your home. Subletting your home. Pairs and sets. What is personal possessions cover?
Does contents insurance cover accidental damage? Students: should you get contents insurance? Does contents insurance cover items stored in my garden, shed or garage? Be sure to check how much cover you have with your home insurer. Does home contents insurance cover my bike? Does my home contents insurance include my mobile and other gadgets? Cover for your mobile and gadgets may not be automatically included on your policy as standard.
Will my home contents insurance cover items bought at Christmas and other special occasions? Can I get home contents insurance for less than a year? How do I make a claim on my home contents insurance? Should I renew my home contents insurance policy? Does my home contents insurance cover damage by pets? Make your money go further. Find the best deals, avoid scams and protect your savings and investments. Join Which? Continue reading.
Buildings insurance explained. Home insurance: flooding. Home insurance: subsidence. Home insurance: add-ons, fees and charges explained. All 8 articles in guide. ES Mag. Follow us:.
Password Please enter a valid password. Submit Submit. By Esther Shaw. C ontents insurance provides valuable protection for your belongings.
But you should still consider whether you need your own policy for your belongings. To avoid this, make use of online tools which help you work out the true value of your contents. Other considerations to watch out for when buying contents cover include:. This protects against emergencies such as faulty electrics or a burst water pipe Legal cover This applies to the cost of legal proceedings that may arise concerning your home Garden cove r Most contents policies extend to covering garden items, although the level offered can vary significantly.
If you own a high-value bike, consider separate specialist cover. Got a pension question? Our help is impartial and free to use. Get in touch online or over the phone on Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children. Benefits if you're sick, disabled or a carer Understand what support is available for coping with ill health. Benefits in later life You may be entitled for help with other costs on top of your State Pension. Problems with benefits What to do if something goes wrong with your benefits.
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Keep in mind that if you choose replacement cost coverage, your policy premium may increase. This content is for informational purposes only and may not be applicable to all situations. Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Connect With Us. Update Below. ZIP Code. City, State Set Your Location. You have entered an invalid ZIP.
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